Affordable Health Insurance
You can enroll in or change plans if you have certain life changes, or qualify for Medicaid or CHIP.
- Learn how to enroll or change your current plan.
- If you’re eligible for Medicaid, you can enroll at any time.
Important Information About Applying for Medicaid or Health Insurance Through Maryland Health Connection
- Medicaid eligibility
- Qualified health and dental plan eligibility
- Income requirements for financial help
- Enrollment information
- Get answers
Medicaid Eligibility
- Open enrollment is year-round, but you must re-apply annually to maintain coverage.
- Age 18-64 (or Maryland Children's Health Program, if under 18)
- Must be a legal permanent resident of Maryland, living in the U.S. for more than five years. However, pregnant women and children who are legally residing are Medicaid-eligible regardless of time in the US.
Learn more about Medicaid enrollment and renewal and selecting a managed care organization (MCO)
Qualified Health and Dental Plans through Maryland Health Connection
- Must be lawfully present resident of Maryland
- Under the age of 65
Qualifying life events that may allow you to enroll in coverage outside of Open Enrollment:
- Getting married or divorced
- Having a child, adopting a child, or placing a child for adoption or in foster care
- Certain changes in income
- Moving to or from Maryland, and moving within the state
- Having a change in disability status
- Gaining or losing a dependent
- Certain losses of other health coverage (such as employer ending coverage, or loss of job or employee leaving a job that provides coverage, but not termination because you didn’t pay your plan premium)
- Becoming ineligible for Medicaid or MCHP
- Turning 26 years old if you are enrolled in coverage through your family’s plan
- COBRA coverage period ends
Financial Assistance
A surprisingly large number of people qualify for financial help when buying health insurance through the Marketplace. By using one of the calculators available, you can estimate how much assistance you could obtain—before you even visit the Marketplace site. However, only the Marketplace will let you know the exact assistance you can expect.
Financial Assistance Calculator
This tool offered by Healthcare.gov provides a quick view of income levels that qualify for savings. Certain individuals may qualify at different levels. You’ll learn your exact savings and plan prices when you fill out a Marketplace application.
Another calculator option, from the Kaiser Family Foundation, is found below:
This tool developed by the Kaiser Family Foundation estimates health insurance premiums and subsidies for people purchasing insurance in the Marketplace.
Enter different incomes, ages, and family sizes to estimate your eligibility for subsidies and how much you could spend on health insurance:
2021 Financial Assistance Income Chart
Look for your income and household size on this chart to see whether you qualify for financial assistance when purchasing health insurance.
| Household Size | 100% | 133% | 150% | 200% | 300% | 400% |
| 1 | $12,760 | $16,971 | $19,140 | $25,520 | $38,280 | $51,040 |
| 2 | $17,240 | $22,929 | $25,860 | $34,480 | $51,720 | $68,960 |
| 3 | $21,720 | $28,888 | $32,580 | $43,440 | $65,160 | $86,880 |
| 4 | $26,200 | $34,846 | $39,300 | $52,400 | $78,600 | $104,800 |
| 5 | $36,080 | $40,804 | $46,020 | $61,360 | $92,040 | $122,720 |
Be Sure to Pick a Plan that Includes Holy Cross Health in Its Network
When you compare plans, you'll be able to see which hospitals are included in each one.
Be sure to choose a plan that includes Holy Cross Health in its network so you'll always have the latest treatment options, leading-edge technology, and the region's top-rated and most experienced physicians offering care centered around you and your needs.
To learn more and find a plan right for you, call Holy Cross Health to speak to someone who can help direct you.
Preventive Care Services
All marketplace plans must cover the following list of preventive services without charging you additional fees (copayment or coinsurance), even if you haven't paid your yearly deductible. However, you must receive these services from a healthcare provider in your network. Screenings are also available based on certain criteria and conditions.
Preventive Screenings For Children
- Alcohol and drug use assessments for adolescents
- Autism screening
- Behavioral assessments
- Blood pressure screening
- Cervical dysplasia screening
- Depression screening
- Developmental screening
- Dyslipidemia screening
- Fluoride chemoprevention supplements
- Gonorrhea-preventive medication
- Hearing screening
- Height, weight and body mass index measurements
- Hematocrit or hemoglobin screening
- Hemoglobinopathies or sickle cell screening
- HIV screening
- Hypothyroidism screening
- Immunization vaccines
- Iron supplements
- Lead screening
- Medical history
- Obesity screening and counseling
- Oral health risk assessment
- Phenylketonuria (PKU) screening
- Sexually transmitted infection (STI) prevention counseling and screening
- Tuberculin testing
- Vision screening
Preventive Screenings For Women
- Anemia screening
- Breast cancer genetic test counseling (BRCA)
- Breast cancer mammography screenings
- Breast cancer chemoprevention counseling
- Breastfeeding comprehensive support and counseling
- Cervical cancer screening
- Chlamydia infection screening
- Contraception
- Domestic and interpersonal violence screening and counseling
- Folic acid supplements
- Gestational diabetes screening
- Gonorrhea screening
- Hepatitis B screening
- HIV screening and counseling
- Human papillomavirus (HPV) test
- Osteoporosis screening
- Rh incompatibility screening
- Sexually transmitted infection (STI) counseling
- Syphilis screening
- Tobacco use screening and interventions
- Urinary tract or other infection screening
- Well-woman visits
Preventive Screenings For All Adults
- Abdominal aortic aneurysm one-time screening
- Alcohol misuse screening and counseling
- Aspirin use
- Blood pressure screening
- Cholesterol screening
- Colorectal cancer screening
- Depression screening
- Diabetes (Type 2) screening
- Diet counseling
- HIV screening
- Vaccines and immunizations
- Obesity screening and counseling
- Sexually transmitted infection (STI) prevention counseling
- Syphilis screening
- Tobacco use screening
Enrollment Information
How to Enroll
Maryland Health Connection is the state's marketplace where residents can compare health insurance options, apply for coverage, and enroll in Medicaid, qualified health plans, and qualified dental plans. Open enrollment has ended but you can apply for Medicaid year-round and enroll if you've had a major life change.
- Online: www.marylandhealthconnection.gov
- Mobile App: Download the free MHC app available in iTunes and the Google Play Store
- Phone: 1-855-642-8572 (toll free) or TTY 1-855-642-8573
- In-person at an Enrollment Center: Visit the Montgomery County Health Connection website to find a location near you.
Information Needed to Enroll
For each family members who need coverage:
- Social security numbers or immigration/citizen status documents
- Birth dates
- Employer and income information (e.g., paystub or W-2 wage)
- Tax returns for the previous year
- Policy numbers for any current health insurance
- Information about any job-related coverage you or someone in your household is eligible for
- Photo ID if applying in person
Get Answers